COMING SOON
Secure the Bag™
Urban Financial Literacy for Future Leaders
Building Wealth. Breaking Cycles. Leaving a Legacy.
Every day, young people make financial decisions that can shape their futures—often without receiving the practical financial education needed to understand those choices.
Secure the Bag™ equips students with the knowledge, confidence, and real-world decision-making skills needed to manage money, avoid financial traps, pursue economic opportunities, and begin building long-term financial stability.
Students do not simply learn financial vocabulary. They learn how financial decisions affect their lives, families, and communities.
WHY SECURE THE BAG™ WAS CREATED
Financial Education That Reflects Real Life
Every day, young people are expected to make financial decisions that can shape the rest of their lives—opening bank accounts, using credit, paying for college, managing debt, building savings, and preparing for careers.
Yet many graduate without ever being taught how money really works.
Secure the Bag™ was created to change that.
Built from years of working alongside students, families, educators, and community leaders, the Secure the Bag™ Financial Literacy System helps young people develop the knowledge, habits, and confidence to make informed financial decisions before those decisions become costly mistakes.
Because when students understand money, they don't just build stronger financial futures—they build stronger lives.
THE FINANCIAL LITERACY SYSTEM
Financial Education That Reflects Real Life
The Secure the Bag™ Financial Literacy System is more than a collection of educational materials—it is a complete implementation solution designed to support students, educators, and partner organizations from instruction through successful delivery.
Each component works together to create an engaging, consistent, and impactful learning experience that prepares students to make informed financial decisions with confidence.
Student Edition
A hands-on learning experience that helps students build financial confidence through practical instruction, real-world scenarios, interactive activities, and meaningful application.
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Real-world financial lessons
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Interactive activities
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Financial simulations
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Practical worksheets
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Reflection exercises
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Knowledge checks
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Capstone project
Instructor Guide
Designed to help educators confidently deliver engaging, consistent financial literacy instruction while maintaining flexibility to meet the needs of their students.
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Lesson plans
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Learning objectives
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Discussion guides
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Classroom activities
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Assessments
Flexible instructional strategies
Professional Development Guide
Supports schools and organizations by preparing instructors and facilitators to implement the Secure the Bag™ Financial Literacy System with confidence and consistency.
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Curriculum orientation
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Facilitator preparation
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Instructional methodology
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Implementation guidance
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Coaching tools
Quality improvement resources
WHAT STUDENTS LEARN
Financial Knowledge for Everyday Decisions
Money Foundations
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Money Mindset
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Financial Literacy
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Income and Expenses
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Needs and Wants
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Short- and Long-Term Financial Goals
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Budgeting and Money Management
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Tracking Spending
Consumer Protection
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Payday Loans
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Predatory Lending
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Buy Now Pay Later Services
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Rent-to-Own Agreements
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Buy Here Pay Here Financing
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Identity Theft
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Financial Fraud
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Scams and Pyramid Schemes
Banking and Digital Money
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Checking Accounts
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Savings Accounts
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Online Banking
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Credit Unions
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Interest and Minimum Balances
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Cash App, Venmo, Zelle, and Apple Pay
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Transaction Fees
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Digital Payment Safety
Income and Financial Planning
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Understanding a Paycheck
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Gross and Net Income
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Taxes
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Payroll Deductions
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Emergency Funds
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Saving Strategies
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Compound Interest
Credit and Debt
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Credit Reports
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Credit Scores
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Credit Cards
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Responsible Borrowing
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Interest Rates
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Student Loans
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Debt Repayment
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Debt Cycles
Wealth and Opportunity
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Investing Basics
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Stocks and Bonds
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Real Estate
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Risk and Return
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Entrepreneurship
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Business Planning
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Financial Independence
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Generational Wealth
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Building a Financial Legacy
THE LEARNING EXPERIENCE
Practical. Interactive. Real-World Learning.
Secure the Bag™ is designed to make financial education active, relevant, and memorable.
Students participate in:
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Interactive classroom discussions
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Team activities
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Individual reflection
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Real-world financial scenarios
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Financial planning exercises
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Vocabulary development
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Group projects
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Interactive games
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Practical worksheets
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Community resource exploration
Students actively ask questions, analyze financial choices, solve real-world problems, collaborate with their peers, and apply what they learn to everyday financial situations.
DESIGNED FOR
Flexible for Schools and Youth-Serving Organizations
Middle schools
High schools
Career and technical education programs
Alternative education programs
Youth development organizations
Workforce development programs
Summer youth employment programs
Community centers
Faith-based organizations
Mentoring programs
PARTICIPANT OUTCOMES
Preparing Financially Confident Future Leaders
Upon completion of Secure the Bag™, students should demonstrate increased knowledge and confidence in the following areas:
Creating and managing a budget
Evaluating digital payment tools
Identifying predatory financial practices
Exploring entrepreneurship and business ownership
Tracking income and expenses
Understanding credit reports and credit scores
Recognizing scams and financial fraud
Planning for financial independence
Establishing financial goals
Recognizing the cost of borrowing
Understanding saving and compound interest
Understanding generational wealth and legacy building
Using checking and savings accounts responsibly
Managing and avoiding unnecessary debt
Evaluating introductory investment options
WHY EDUCATORS CHOOSE SECURE THE BAG™
Built for Real Classrooms and Real Communities
Secure the Bag™ provides educators and organizations with a structured system that is engaging for students and practical for instructors.
Program features include:
Eight-week instructional framework
45-minute lesson design
Professional development support
Financial vocabulary development
Project-based learning
Homework assignments
Pre- and post-course evaluation tools
Digital-platform adaptability
Community-partner participation
Two lessons per week
Student and instructor editions
Clear learning objectives
Real-world financial scenarios
Student worksheets
Quizzes and assessments
Capstone experience
Parent-engagement opportunities
Content designed to support alignment with Ohio high school financial literacy expectations
BRING SECURE THE BAG™ TO YOUR ORGANIZATION
Invest in the Financial Future of the Next Generation
Every student deserves the knowledge and confidence to make informed financial decisions before entering adulthood.
Secure the Bag™ equips students with practical financial skills that prepare them to navigate real-world challenges, avoid costly financial mistakes, and build a foundation for long-term success.
As we prepare for the official launch of Secure the Bag™, we are inviting schools, youth-serving organizations, and community partners to learn more about the program and explore opportunities to become early implementation partners.
Together, we can help the next generation build wealth, break destructive financial cycles, and create lasting legacies for their families and communities.